Hello one Abbers, my name is Jesse Meekham and this is

podcast number 107 for you need a budget where we teach you four rules to

help you stop living paycheck to paycheck get out of debt and save more money.

Take away my computer, my software, and every and any financial tool available to me and leave me with nothing except a stack of blank paper and a pen and I will still be able to win financially. I would take that pen and craft a weapon fit

for a willing against any of my financial enemies. Temptations of easy money, the procrastination of retirement

savings, the allure of a flat screen TV mounted on a wall connected to a Nintendo Wii for bonding time with the boys among other things.

That mighty weapon would look a lot like a piece of paper with three headings, date, description, amount across the top.

I would diligently record every single purchase I made.

Every time money flowed out of my life there'd be a record of it.

I would not just record the quote significant purchases because I would know that every single purchase is significant.

It's the aggregate of all your financial decisions that matters most.

And every time you spend money, you've made a financial decision.

Once my paper was full, I would write down the beginning and end date at the bottom and total the spending.

I would then create another similar weapon and follow the same process.

I would write down everything I spent every time.

This little exercise, occupying perhaps one hour of my time each week, would

plant a seed of awareness inside my brain with the potential to grow into a mighty oak of financial prowess.

It would only take a bit of nurturing and protection.

Software can destroy. and protection.

Software can destroy awareness.

Why are financial tools a potential threat to your finances because they quickly desire to move in the direction of the software

doing more so you can do less. Less doing means less awareness and less awareness means your progress will be slowed tremendously.

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