It's Q&A time where I'm going to answer questions about how to choose a custodian, what the 401k

contribution limits are, how to interpret the annual gift limit exclusion, the different five-year

rules for Roth IRAs, and more in this, the 1001st episode of the Retirement Planning Education

Podcast.

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning, and much more.

And now here's your host, Andy Panko.

Hello, everybody. Welcome back. Thank you as always for listening.

We are now at the 1001st episode. I hope you enjoyed last week's centennial edition,

100th episode of retirement planning education podcast with my 100 words of wisdom and sort of best tips and guidance that I can scrape together about retirement planning. I'm sure I missed some stuff. It took a while to come up with those hundred.

And looking back, there's probably some things that put in a few more days or weeks to really think

through it. I probably would have tweaked the list a little bit or come up with other things.

But anyway, I still stand behind.

I think the 100 things that I shared last week were nonetheless really good.

And hopefully a lot of you got some good stuff out of it.

Today is a Q&A episode.

But before we do that, I wanted to let you know that my girlfriend broke up with me because I'm a compulsive gambler.

Ever since, all I can think of is how to

try to win her back. Win her back. I'll give you three to two odds. I won't gamble again.

Okay. And I'm moving on. So today's Q&A. We got a handful of things here. Let's see how long it takes.

As always, no promises about how long this episode will be. My goal is to try to hit at least a half hour to 45 minutes, but especially with these

Q&As.

But as you know, I often end up going longer.

...