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Earn Your Leisure

10 STEP TO FINANCIAL FREEDOM WITH THE BUDGETNISTA

Earn Your Leisure

iHeartPodcasts

Education, Entrepreneurship, News, Business News, Investing, Careers, Business

4.87.8K Ratings

🗓️ 5 November 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

Unlock your path to financial wholeness with Tiffany "Budgetnista" Aliche! In this episode, Tiffany breaks down her 10 essential steps to financial freedom—what she calls "financial wholeness." Whether you’re just starting out or looking to strengthen your foundation, she shares practical advice and real-life stories that can transform your relationship with money.

Tiffany, a self-made millionaire, entrepreneur, and educator, discusses why mastering the basics—budgeting, saving, debt management, and more—is crucial for true financial security, regardless of your income. She explains the importance of tools like insurance, building net worth, putting together a trusted money team, and estate planning to ensure your wealth lasts for generations.

Throughout the video, Tiffany and host Rashad Bilal keep it real about what it takes to build wealth you can actually keep. Learn the difference between being debt free and truly wealthy, why credit is a powerful lever, and how fundamental habits form the deep roots of lasting success. Tiffany shares insider tips on umbrella insurance, retirement investing, choosing financial professionals, and setting up your legacy.

Whether you want to stop feeling overwhelmed by money or take your finances to the next level, this conversation is packed with actionable steps, powerful analogies, and inspiration. Don’t miss out—this is your crash course in building a rock-solid financial foundation!

👇 Drop your favorite tip in the comments and hit subscribe for more conversations about wealth, business, and legacy.

Grab Tiffany’s book: [Get Good With Money](https://getgoodwithmoney.com)  
Follow @budgetnista for more tips!

#FinancialFreedom #Budgetnista #MoneyManagement #PersonalFinance #WealthBuilding #FinancialLiteracy #Investing #Insurance #DebtFree #EYL #MarketMondays #FinancialWholeness #GenerationalWealth #MoneyTeam #FinanceTips

See omnystudio.com/listener for privacy information.

Transcript

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0:00.0

One thing that like I see like as my role, I feel like everybody has like a role and whatever.

0:04.8

Like let's just talk about like the financial like space, financial education space, right?

0:09.5

So I see my role the same way I saw my role when I used to teach Sunday school like as a teenager, preschool as like 20 early 30s and the budget needs to now that you know like I'm here to provide

0:24.1

you with the financial fundamentals because I don't care how much money you make if

0:31.3

you don't have the fundamentals you can be wiped out just like that I've seen us

0:35.1

wiped out I'll give an example I remember I was

0:38.3

at speaking at this and speaking engagement this woman came up to me and said I don't

0:42.9

know what I do I don't know what I what I should do I owe over a million dollars

0:46.6

and I was like what and she had had cancer and that was her that was her medical

0:52.4

bill when it was all said and done.

0:57.5

So how how you how you out earning that?

0:58.5

You know what I mean? Like you out earn the cancer.

1:00.0

So like those are the financial fundamentals of this.

1:02.4

I actually call it financial wholeness, right?

1:04.7

So these are the fundamentals.

1:05.8

It's budgeting.

1:07.0

People don't want to talk about like it's not sexy like game stop at options.

1:11.0

Right? Like the caveat is about like it's not sexy like game stop and options Right like the caveat is this sis is wealthy I have multiple my my network is multiple seven figures I'm not talking about like theoretically in stuff

1:20.1

I'm talking about cash. I'm talking about investments. I'm talking about real estate like I have money just to preface it with that because because you know don't play it right don't play yourself don't ever play yourself so third

1:32.0

person no because no because sometimes people here bro is wealthy first of

1:37.0

foremost don't play it don't ever play or so no I share that because I because

1:41.3

when people hear the fundamentals they're like wah-wop broke now yeah there's nothing broke here not only am I wealthy I'm debt free like a

...

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