10 Mistakes That Keep You in Debt (PLUS How to Make Christmas Extra Special)

The Rachel Cruze Show

Ramsey Network

Self-improvement, Education, Investing, Business

4.8 • 3.6K Ratings

🗓️ 19 December 2022

⏱️ 18 minutes

🔗️ Recording | iTunes | RSS

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Summary

’Tis the season . . . to be smart with money. First, we’ll cover 10 mistakes that can take a huge toll on your debt payoff (avoid these at all costs), and then I’ll go over a few ideas for affordable ways to make Christmas extra special this year! In this episode: · 10 Mistakes That Can Derail Your Debt Payoff · 4 Cheap Ideas I Use to Make Christmas Extra Special Helpful Resources: Christian Healthcare Ministries Financial Peace University EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	I want you out of debt, stopping everything else and putting all of your money focused
0:10.3	on one goal should be the goal.
0:13.4	Nothing else.
0:14.4	So people are like, funding this and this and over here and here and then putting any
0:16.5	extra they have towards their debt.
0:18.3	Stop everything.
0:19.3	Hey guys, welcome to this episode of The Rachel Crucio.
0:24.2	I'm so glad that you're here.
0:26.5	So in this episode we're going to talk about mistakes that keep you in debt and how to
0:30.8	make Christmas extra special this year.
0:34.2	But first let's talk about 10 mistakes that people make when paying off debt.
0:39.7	Take a listen.
0:40.7	So listen, I know there's a lot of buzz going around right now in like quick and easy ways
0:45.9	to pay off your debt and clean up your debt.
0:48.3	But listen, if it sounds too good to be true, it probably is.
0:52.6	Whether it's someone on TikTok or a commercial you see on TV, people are advertising all kinds
0:57.4	of things.
0:58.4	But you just need to know that paying off debt, it's never going to be easy.
1:01.6	Okay, so someone is preaching easy to you.
1:04.3	It's probably not true.
1:06.0	But the great thing about paying off debt is that it does give you freedom.
1:10.5	Freedom of not owing anyone anything and that is so, so worth it.
	...

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