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Great to have you here on the Clark Howard Show where it's all about you and that wallety yours.

I want you to learn ideas to me so you can keep more of what you have.

Our website's carc.com and carcdeals.com.

Our carcdeals team has worked an unbelievably hard week with all the sales that took place

from the major retailers as this Christmas season, unlike any others,

we have had one of the two waves of big sales we're going to have for Christmas already now in the rearview mirror.

As I've shared with you in the past, this Christmas season, all the deals are going to be over for a practical matter by the end of November.

December is relatively speaking going to be an expensive time this year at a Christmas shop,

and in short, the reasons have to do with delivery of goods and the huge surcharges that FedEx and UPS have imposed

on December deliveries.

So retailers have had massive incentive to push things earlier.

And Walmart for the first time in, I don't know how many decades, is not even open Christmas day.

I'm sorry, Thanksgiving day. Thanksgiving day has always been a huge sale day for Walmart.

And in fact, Walmart this year has been very upfront, and the Walmart people now have published when their big sales are going to be in November.

There's no longer going to be a specific Black Friday sale is the core and the key to how you're going to save at Walmart.

And they're going to do three sale windows in November, one that starts November 4th, one that starts November 11th,

and the third that starts November 25th.

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