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The Clark Howard Podcast

10.15.25 UPDATE: Holiday Flights & Travel Credit Cards / Medicare Open Enrollment

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.65.2K Ratings

🗓️ 15 October 2025

⏱️ 28 minutes

🧾️ Download transcript

Summary

Today, Clark updates holiday airfare booking strategy - and discusses high fee travel credit cards. How do you know when they’re worth it? Also - Medicare Open Enrollment time brings a Clark warning about “disadvantage” plans and why you need to study your options this year.  Holiday Flights & Travel Cards: Segment 1 Ask Clark: Segment 2 Medicare Open Enrollment: Segment 3 Ask Clark: Segment 4 Mentioned on the show: When To Book Your 2025 Holiday Flights Best Travel Credit Cards: Top Rewards Picks for 2025 American Express Platinum Card® Review: Is It Worth It? American Express Platinum Card® vs. Chase Sapphire Reserve®: Which Is Right for You? Citi Launches 2 New Credit Cards to Expand on Travel Rewards Ecosystem Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 OnePay CashRewards Card: Is the New Walmart Credit Card Worth It? Medicare: 10 Things To Know Why I Think Medicare Advantage Plans Stink - Clark Howard Medicare Advantage Warning: Read This Before You Auto-Renew Should I Freeze My Credit With the Other Credit Bureaus? Ooma VoIP Phone Service for Business and Home Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Have you ever wondered what a sandwich sounds like?

0:04.0

Not much to it is there?

0:06.0

Unless of course it's a Walker's sandwich.

0:11.0

Mmm, that is good.

0:13.0

Now that's what Asani should sound like.

0:15.0

Go all crisp in with walkers.

0:18.0

Delicious.

0:20.0

Delicious.

0:27.3

It's great to have you here on the Clark Howard show.

0:32.0

You know, our mission is to serve you with advice and information that empowers you so you make better financial decisions in your life.

0:36.0

I'm going to begin today's show talking about what one of my

0:39.8

favorite topics, travel. I have a quick update. If you have not booked travel for Thanksgiving

0:46.3

Christmas New Year's, I got key info for you on that. Also, as annual fees go up, up, and away on travel credit cards, should you be

0:58.1

spending the money for them? I'll fill you in on that too. And later, it's time for Medicare

1:05.7

disadvantage plan enrollment period. I want to talk about what you need to know about the serpent known as Medicare Advantage.

1:18.4

It's not your friend.

1:20.7

Right now, I want to talk about Thanksgiving, Christmas, New Year's.

1:26.0

So I had said in answer to a question a couple of weeks ago,

1:31.0

hey, you're late already for booking Thanksgiving travel,

1:35.8

and you're on the bubble about Christmas New Year's.

1:39.4

And this year, what I said was wrong.

1:43.5

New data from Google flights shows that for whatever reason, I don't know what the anomaly is,

...

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