Welcome to Ask an Advisor. I'm Krista DiBias here with. I'm Wes Moss. Mr. West Moss, who is a very

brilliant investment advisor. Yes. And we like to talk about all of your investing questions,

your money questions. I think this show

really complements what Clark does on the Clark Howard show. And the questions are complex.

And that's a good thing. Some of them, you have to almost truncate because they're long and

pretty detailed. But we continue to get amazing questions and hopefully it continues to be helpful.

So I know later on in the show you're going to talk about,

you mentioned earlier to me a client that you had that had a lot of money,

but it was so nervous that they don't have enough.

Like when can someone feel settled?

It's this concept of set but not settled.

A really good friend of mine who's a CFA and a wealth advisor,

a very comprehensive holistic wealth advisor uses that term, which is set, meaning plenty of money,

but not settled. And you would think those two, one would take care of the other. But part of this

is that I keep seeing questions that you're

asking.

People with a lot of money.

Listen to the show and watch the show and they have millions of dollars.

And yet they're confused or worried about something.

And that's that unsettled part.

So we'll talk about that.

But maybe first of all, we're in the three-year

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