10.17.25 Clark Answers His Critics on Clark Stinks / Home Equity Temptation

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 5.2K Ratings

🗓️ 17 October 2025

⏱️ 34 minutes

🔗️ Recording | iTunes | RSS

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Summary

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Home prices have inflated so much in recent years, and banks are luring home owners to tap that home equity like it’s a piggy bank. But what does this do to your overall wealth? Before you're tempted, hear what Clark has to say about HELOCs and home equity loans. Clark Stinks: Segments 1 & 2 Home Equity Decisions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Extended Warranties Ever Worth It? Term Life vs. Whole Life Insurance: Understanding the Difference 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them) What Is an HSA Account and How Does It Work? Where Should I Set Up My Health Savings Account (HSA)? Report: 10 Used Cars With Big Price Drops HELOC vs. Home Equity Loan: Similarities and Differences Home Equity Loan Calculator - Clark Howard Is a HELOC a Good Idea? The Simple Answer How To Buy a House in 9 Steps What to know about online purchases and tariffs Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Have you ever wondered what a sandwich sounds like?
0:03.0	Not much to it is there?
0:06.0	Unless of course it's a Walker's sandwich.
0:10.0	Mmm, that is good.
0:13.0	Now that's what Asani should sound like.
0:16.0	Go all crisp in with walkers.
0:18.0	Delicious.
0:20.0	Delicious.
0:29.2	It's great to have you here on the Clark Howard Show, especially today.
0:34.7	Our mission is to serve you with advice and information that empowers you,
0:38.5	so you make better financial decisions in your life.
0:42.4	And I'm happy to report that not only is it Friday,
0:44.8	but I still stink.
0:46.9	That deodorant I'm wearing.
0:47.8	I don't smell it.
0:48.7	This doesn't work, huh?
0:52.3	I get to learn my shortcomings from you straight ahead in today's episode.
0:55.6	And later, there's a lot of equity sitting there tempting people who own houses.
1:04.0	What's the right and wrong of that equity?
1:08.2	We're going to talk about that.
1:10.1	But now it's time to talk about where you were let down by me.
1:17.3	I should have never encouraged you to speak.
	...

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