089: How to Gain Clarity and Control Over Your Money
Maximized Minimalist Podcast
Katy Wells
4.8 • 936 Ratings
🗓️ 13 January 2021
⏱️ 23 minutes
🧾️ Download transcript
Summary
On the Maximized Minimalist Show today is New York Times Best Selling Author, Rachel Cruze, personal finance expert, and daughter of Dave Ramsey. Her newest book, called 'Know Yourself Know Your Money' is now available and I had the honor of talking about it with her on today's episode!
You'll learn:
-the different types of "money classrooms" and how they shape the way we handle money
-the different types of major money tendencies we all have and why it's important to understand them
-how to start shifting your money habits (and dropping the bad ones)
Enjoy!
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Transcript
Click on a timestamp to play from that location
| 0:00.0 | What does it mean to live more with less? I'm Katie Wells and welcome to the Maximized Minimalist |
| 0:07.7 | podcast. If you found yourself caught up in the hamster wheel of modern day motherhood and want to |
| 0:14.1 | rewrite the script, congratulations you're in the right place. I'm here to be your guide and help you take |
| 0:20.6 | back your motherhood |
| 0:21.6 | and achieve a simpler, more joy-filled life. Cheers to being a maximized minimalist. Enjoy the show. |
| 0:29.4 | Welcome back to the show. It's me, Katie, and on the show today is a special, special guest |
| 0:34.5 | that I'm so excited to talk to here in a minute. Her name is Rachel |
| 0:38.0 | Cruz. Rachel is a two-time number one national bestselling author. She's a financial expert and |
| 0:44.6 | host of the Rachel Crew Show. Since 2010, Rachel has served at Ramsey Solutions where you may |
| 0:51.3 | know her father, Dave Ramsey. She teaches people to avoid debt, save money, budget, |
| 0:56.4 | and how to win with money at any stage in life. Her new book called Know Yourself, Know Your Money, |
| 1:02.5 | is amazing. Her team actually sent it to me before it launched, so I've gotten a chance to dive into it. |
| 1:07.5 | And that's what we're going to be talking about today is getting to know and identify the deeper reasons that we make the choices that we do with our money. Let's dive in. |
| 1:17.1 | All right, Rachel, welcome to the Maximized Minimalist Show. I am so freaking excited. You're here |
| 1:22.7 | today. Thanks, Katie. Thanks for having me on. So let's dive right into your new book, |
| 1:27.7 | Know Yourself, Know Your Money. Tell me about it. Yes, I'm so excited about this book, |
| 1:32.3 | you know, for over a decade now. I've been teaching people how to handle money, |
| 1:36.5 | so how to budget, how to get out of debt, how to invest. And a big part of what I teach |
| 1:41.4 | on with personal finances, that personal finance is 80% behavior. It's only |
| 1:45.3 | 20% head knowledge. So a big part of this is understanding money is really simple, but doing it |
| 1:51.1 | is really difficult. And so I kind of went on this journey of discovering, okay, your behavior |
| 1:55.6 | change, your behaviors is the key to success when it comes to money. So why do we do the things we do? Why do we have |
... |
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