This guest host

host Andrew Horowitz from the Disciplined Investor Podcast.

And today on Money Girl, I'll be discussing how to keep clear of those nasty investment

scams.

Listener Gen Gen writes in, love your podcast.

I was wondering about 801Ks, whether they are real or not.

Supposedly, it is the government's super secret way to save for retirement at about twice the rate of a 401k.

Sounds like a scam and I can't find other information about it in or around the net.

Thanks in advance.

That's a great question.

And to be honest, I never heard about these either, and it got me thinking about the times I

received legitimate looking emails that really turned out to be scams.

Let me ask you something.

Have you ever been asked to provide personal information to make

changes or receive important updates to your account? Well then, maybe you two have been a victim

of an investment scam. Here are the most common investment scams around today.

First up, spoofing.

These are usually disguised as a call-to-action emails

sent by internet criminals trying to get your personal information

so they can access your accounts or steal your identity.

Here is the perfect example of smoothing.

Spoofing is when a user tries to access a site by pretending to be a different user.

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