Spending thousands on dental work isn't just painful—it's often unnecessary. Myles discovered he could get the same procedures done in Mexico for a fraction of U.S. costs without sacrificing quality. Brad and Jonathan sit down with Myles, an Australian entrepreneur who found financial independence through unconventional paths, to explore how medical tourism fits into the broader FI strategy. His personal experiences seeking affordable care abroad reveal a critical blind spot: you can optimize your savings rate and investment strategy all you want, but without a plan for healthcare expenses, your financial independence remains vulnerable. Key Takeaways Medical Tourism: Traveling to another country for medical treatment to save costs on procedures like dental care. Cost Savings: Dental procedures in Mexico can cost a fraction of U.S. prices while maintaining comparable quality. Quality of Care: Many medical facilities abroad provide high-quality care that rivals or exceeds domestic options. Health Independence: Financial independence requires planning for health-related expenses to ensure security against unexpected medical emergencies. Research is Essential: Verify provider credentials and facility accreditation when seeking care abroad. Chapters [00:00:40] Introduction to Medical Tourism [00:01:38] Myles' Journey to Financial Independence [00:10:56] The Importance of Community in Financial Independence [00:24:46] Exploring Medical Options Abroad [00:30:59] Elective Procedures and Cost Savings Key Points Financial independence loses its value when health crises arise without adequate healthcare support. [00:24:34] Medical emergencies can derail even the most careful financial independence plans. [00:25:13] The global medical network offers alternative healthcare solutions worth exploring for both quality and cost. [00:29:18] Terminology Medical Tourism: Traveling to another country for medical treatment, typically to save costs or access specific services. [00:24:54] Elective Procedure: A surgery or treatment scheduled in advance because it does not involve a medical emergency. [00:27:18] Health Savings Account (HSA): A tax-advantaged account that allows individuals to save for future medical expenses. [01:12:11] Action Items Explore medical tourism options for upcoming elective procedures. [00:57:02] Reevaluate your health insurance to optimize for adverse events. [01:12:33] Resources The Geek Rant Podcast [01:14:00] Mr. Money Mustache Blog [00:10:16] Related Episodes Episode 021: The Pillars of FI [01:22:40] Episode 038: The Why of FI [01:22:40] ▶ Listen Next: Ep. 066 — Is an Emergency Fund a Bad Idea? The Case For and Against | Essential Listening