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The YNAB Podcast

031 - Success Story: Where There's a Will...

The YNAB Podcast

YNAB

Consolidation, Total, Budget, Dave, Peace, Money, A, Education, Ynab, Finance, Bankruptcy, Makeover, Fpu, Software, Management, Personal, Need, Ramsey, Financial, University, Debt, Kids & Family, You

4.71.1K Ratings

🗓️ 21 May 2012

⏱️ 12 minutes

🧾️ Download transcript

Summary

Will has been using YNAB for about five months and, since he only had nice things to say about it, I thought he made a great success story ;)

Transcript

Click on a timestamp to play from that location

0:00.0

Hello, Wine Abbers. My name is Jesse Meekham, and this is podcast number 31, for you need a budget where we teach

0:17.7

you full rules to help you stop living paycheck to paycheck, get out of debt and save more money. Today I have a

0:25.8

fantastic success story from Will where there's a will there's a way here we go.

0:31.4

Well how long have you been using Wienham?

0:34.0

About five months now. Oh okay cool so you're pretty new.

0:38.0

Yeah definitely definitely. I've noticed a difference

0:42.0

literally after the first.

0:44.0

I think I read in the downloadable PDF that was the budgeting booklet that it takes about three months

0:49.6

to get kind of

0:53.3

why you're gonna, I think on average of why not rule was save, I can't remember what it was, but save,

0:55.8

you know, a few thousand pound over three months period.

0:57.8

And I was like, well, you know, I'd like to give it a go and see what works out.

1:01.8

But kind of when I got it, it wasn't intimidating.

1:06.0

It was just like, it seemed very straightforward and very easy to use.

1:10.7

I just put, I started actually on payday, so I put my paid in there and I was like okay well you know I've read some of the PDF and I want to find out

1:17.5

How much do I spend on coffee a month? You know it's turned out to be like 60 or 70 pounds a month on things like

1:23.4

Pret and Starbucks and stuff and all these kind of things I didn't know you know it would be

1:28.6

like halfway through the month or in my first month using Wienap and I'm like oh my

1:32.4

God I gave myself like 30 pounds for

1:34.8

coffee and now I'm like minus 20 I need to pull it off with somewhere else so I found the first

1:40.0

few months I was shifting money from place to place on the budget sheet going like, okay, this is kind of cool working out and I can see how much money I'm spending.

1:49.0

So rather than budgeting the first few months for me were very much a discovery or I think

...

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