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The Clark Howard Podcast

03.27.26 Clark Answers His Critics on Clark Stinks / Avoid Two Costly 401(k) Mistakes

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.65.2K Ratings

🗓️ 27 March 2026

⏱️ 33 minutes

🧾️ Download transcript

Summary

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - the American 401(k) is a tale of two economies. While the average balance grew by a staggering amount in 2025, more workers than ever are "raiding" their accounts to cover short-term needs. Our “Man From Roth” explains the best approach for maximizing your retirement investments, while minimizing future taxation. Clark Stinks: Segments 1 & 2 401(k) Guidance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - Today's Best Deals of the Day 5 Best Grocery Delivery Services - Clark Howard My 7 Rules for Using Credit Cards - Clark Howard Best Place To Sell Your Gold What You Need To Know About the Fidelity Cash Management Account 5 Money Tips To Know Before You Travel Abroad - Clark Howard 10 Common Job Search Scams - Clark Howard How to Get a Mortgage in 8 Steps - Clark Howard Why Clark Howard Is Obsessed With Roth for Retirement Savings What the Credit Card Companies Don't Want You To Know Automatic Bill Pay: How It Works and How To Do It Safely Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

McGriddles, a new McDonald's breakfast. So it's maple syrup infused. It's sweet, then it's

0:05.8

savoury, because the sausage, you know, and the cheese and the egg. Oh, it's got the golden

0:09.9

archies stamped on it too. Make that make sense. It's hard to put into words, but...

0:14.4

Until 11am, subject to availability, fees apply to delivery orders while stocks last.

0:20.7

There once was a woman who lived in a shoe. A size too snug, but what could she do?

0:26.0

But that's not where her story ends.

0:28.4

Thanks to a little help from her Experian friends, she got her score into much better shape

0:32.9

and relocated to a box fresh new place, with room to grow and a mortgage to suit.

0:39.1

Now, she lives in a spacious four-bedroom cowboy boots.

0:43.4

Better your Experian credit score to help get mortgage ready.

0:46.6

Experian, better your score, better your story.

1:00.4

I'm so glad you're with us here on the Clark Howard Showing. Our mission is to serve you with advice and information that empowers you to make better financial decisions in your life.

1:07.4

One decision that I'm so glad we made 10 years ago tomorrow was to start the Clark

1:16.0

Deals website. I can't believe it's already been 10 years. And the Clark Deals website is something

1:24.7

that from the very get-go was all about not wasting your time. It was about

1:29.6

deals that were real deals because so often deals are non-deal deals, save, save, save.

1:36.7

But you're really saving. That's what we put our heart and soul into at clarkdeals.com.

1:43.3

And then, of course, we have Clark Deals newsletters.

1:46.7

We can sign up for it at Clark.com slash newsletters along with our regular Clark newsletter.

1:53.4

And congrats to the whole deals team. Kara, Sarah, Theo. Work their tails off.

1:58.1

They work so hard. And Danny and Jen, we really appreciate everything everybody does at the deals team.

2:04.9

Karas lives for the deals.

...

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