03.25.26 Home Insurance Spy Drones / K-Economy Price Patterns

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 5.2K Ratings

🗓️ 25 March 2026

⏱️ 30 minutes

🔗️ Recording | iTunes | RSS

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Summary

Think your home is private? Think again. Clark discusses the rise of insurance companies using drones, satellite data & AI to inspect property – and make replacement demands based on what could be bad data. Also today - Retailers are responding to today’s marketplace with different prices for different customers. Companies of all types are targeting two extremes: the big spenders and the budget-conscious. Clark explains how to navigate these "price buckets" to make sure you aren't overpaying. Home Insurance Spy Tech: Segment 1 Ask Clark: Segment 2 K-Economy Pricing Patterns: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The US Sun: Homeowner hit with $20k bill after State Farm secretly inspected roof by drone Homeowners Insurance Archives - Clark Howard What Is an ABLE Account? - Clark Howard Subscription Services: Why Canceling Is So Hard (and a Solution) BBB-File a Complaint AT&T rolls out new pricing YouTube TV drops 12 new offers to retain subscribers - TheStreet Best Credit Card Sign-up Bonuses Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	It's great to have you here on the Clark Howard Show.
0:07.7	You know, our mission is to serve you with advice and information that empowers you
0:12.4	to make better financial decisions in your life.
0:16.6	And I hope you've made the decision to subscribe to one of our absolutely fantastic free
0:22.9	newsletters at clark.com slash newsletters.
0:26.8	You heard the price.
0:28.5	They're free.
0:30.4	Here's something that is not free.
0:32.8	Homeowner's insurance costs going up, up and away.
0:36.5	How about your insurer spying on you with a drone and with
0:42.2	AI? I want to talk about that, what you need to know, what your rights are. And later, have you
0:51.2	noticed that there seem now to be two customers in mind at so many different companies
0:58.8	retailers restaurants mobile phone providers technology companies there are those that they're charging
1:08.2	the highest prices they ever have and others they're they're saying, let's make a deal.
1:13.8	I'm going to tell you what's going on, how you can benefit from the new pricing patterns in the
1:19.9	U.S. later. Right now, I want to talk about something I saw reminded of it. There was a story in the U.S.
1:27.1	son about a homeowner who's insurer
1:30.3	drone their home. That's not really an expression, right? Used a drone to shoot video of the
1:38.8	outside of their home, their yard, the roof, all that, and then used AI to analyze what they saw and told the homeowner,
1:47.8	we're going to fire you or you replace your roof right now. I had an interesting thing
1:53.6	happened with my homeowners insurer. They flew a drone over my home and graded my roof as being from 2004, 22 years old.
2:07.6	The only problem with that was I got a new roof in 2017.
	...

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