Welcome to Ask an Advisor, where we here on Team Clark, help you manage your money, your investments.

We talk about how you can save more, spend less, and Clark handles the not getting ripped off part.

We usually don't get into that on Ask an Advisor, right, West Moss?

We don't, but we do deal with markets constantly, and there are periods of time where you feel a little bit like that.

And we're going through one of those times right now with the International Energy Agency just said that we are in the middle of the largest oil disruption and supply disruption in the history of global

oil. So much happening in the world. War, lots of stuff to get to, but how's that going to affect

us? And so I think a lot of people are very worried right now. So really, I'm looking forward to

getting your take on that. And then later on,

after, of course, you're going to take questions from all of our listeners. We were going to talk

about AI and not in the way that it's normally talked about because all the talk is about

AI and job loss. Of course, innovation, but job loss on most financial shows, but you have a different

angle for us. And it's been wreaking havoc on different sectors in the stock market. Software is an

example, down 20, 30, 40 percent because the worry that AI is just going to take and replace what these

software companies are doing. So there's been a lot of disruption with artificial intelligence and how it's

changing the job market. And there are new studies brand new that I've just found because I think

it's been, it's so new that it's kind of the first time studies are coming out about how much we're

using AI and what it's actually now doing to the labor force.

And it is, it's almost the opposite of what you might think. It's almost crushing us from a

workload, which is totally the opposite of what it was supposed to be doing. For sure. All right,

but before that, we're going to talk about what's happening in the world. Let's talk about the geopolitical

events of the day. We're in kind of week two, approximately. We have seen the IA just came out

recently and said that we're in the middle of the largest oil disruption, supply disruption

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