03.16.26 Best Auto Insurers / Discounters Go Wide

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.6 • 5.2K Ratings

🗓️ 16 March 2026

⏱️ 28 minutes

🔗️ Recording | iTunes | RSS

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Summary

Finally profitable again, the auto insurance industry has developed a renewed sense of competition for customers. Clark shares guidelines for finding companies big on customer service and value. Also, Americans are saving big bucks through “no spending” trends, and switching retailers. Thrift-centered businesses like Goodwill and Dollar Tree are thriving across all demographics. Clark admits he was wrong about Dollar Tree’s decision to move past its signature $1 price point, explaining how the transition to a multi-price range has elevated the brand across the country. Best Auto Insurers: Segment 1 Ask Clark: Segment 2 Discounters Thriving: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Auto Insurance Companies - Clark Howard Report: These 10 Vehicles Are the Best for the Money in 2026 New York Post: Dollar Tree is invading posh neighborhoods after years of catering to low-income customers— breaking ‘stigma of the dollar store’ Best Term Life Insurance Companies, Plans & Coverage How To Buy Term Life Insurance in 7 Easy Steps - Clark Howard What Is a Credit Union? - Clark Howard 16 of the Best High-Yield Online Savings Accounts in March 2026 Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Could AI help you do more of what you love?
0:03.0	Workday is the next-gen ERP powered by AI that actually knows your business.
0:08.0	We help you handle the have-to-dos so you can focus on the can't-wait-to-dos.
0:13.0	It's a new workday.
0:15.0	What I've dedicated my life to is revenge.
0:19.0	A brand-new drama based on the bestselling novel.
0:22.6	They think they're better than us.
0:23.6	Who do you think you are?
0:24.9	I'm going to prove to them that they're wrong.
0:26.6	She's punishing me.
0:28.1	You destroyed my family.
0:29.5	I will not rest until I've destroyed yours.
0:32.1	A woman of substance on Channel 4 starts tonight at 9.
0:39.9	I'm so glad you're with us here on the Clark Howard Show.
0:43.6	You know, our mission is to serve you with advice and information that empowers you
0:48.6	so you make better financial decisions in your life.
0:53.4	I hope you had a great weekend.
0:55.8	I certainly did a lot of driving this weekend.
1:00.1	Actually, my car did.
1:02.4	And it made me think about car insurance and how many questions and comments I've been
1:07.6	getting about the rising rates, insurers are charging.
1:11.8	So what companies are actually the best?
	...

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