Monso Business Banking. It just works. So you can too. Join businesses like Target

to Wishing by opening a Monso Business account.

What I love about Monso Business account is how easy everything is. It can be filtered,

it can be tagged. We thought we'd have to manage our business around our banks, but that's

not the case with Monso.

My name is Shun. I am the Founder of Target Trition.

Apply in minutes at Monso.com slash business. To apply you must be a sole trader or director

of a limited company, UK Businesses Only, terms and conditions apply.

It's my pleasure to welcome you to the Clark Howard Show Armage, just to serve you and

empower you to make better financial decisions in your life. So one of the keys to financial

freedom is you got to avoid being taken back by scams and fraudsters. They're so good

at separating you from your money. I'm going to tell you what I want you looking out

for.

Later, when booking travel, you used to be able to see the name of a hotel and know what

it meant. Today, not really at all. I want to tell you why that is and what you need to

do to protect your wallet and the experience you're going to have when you're booking

hotels. So there are multiple reports that Ponzi schemes are just bigger than ever.

In fact, Barren's magazine reported that Ponzi schemes are up 70% 70% over the last year.

And the amount of money being stolen from people that's reported stolen is many, many,

billions of dollars. And that's only they reported amount. It's actually much higher than

that. One thing that's fascinating, who are the perpetrators? 90% of perpetrators of

Ponzi schemes and scams men. What is it about us as guys? 90% of the criminal activity

...