02.17.23 Clark Answers His Critics on Clark Stinks / Credit Report Inquiries & Scores

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 17 February 2023

⏱️ 33 minutes

🔗️ Recording | iTunes | RSS

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Summary

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark explains the difference between hard inquiries and soft hits to your credit report, and other factors that affect your credit report and score. Clark Stinks: Segments 1 & 2 Credit Report Inquiries: Segment 3 Ask Clark: Segment 4 Mentioned on the show Follow Clark Howard's #1 Rule To Travel Cheap Southwest Offers Companion Pass through Credit Card for Limited Time VENMO - Fees CBS-CreditKarma tricked customers into thinking they were pre-approved for credit cards-FTC Credit Karma Review: Free Credit Score and More at Your Fingertips Credit Karma vs. Credit Sesame: Is One Better Than the Other? The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report How To Get a Free Credit Report Best Investment Companies What the Great Netflix Password Crackdown Means for You Netflix Password Sharing Crackdown Will Affect 100 Million Users. Here’s What You Should Know Clark.com: Is Netflix Ending Password Sharing in the United States? What We Know So Far Clark.com - Streaming TV / Clark.com: Sling Freestream Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Monso Business Banking. It just works. So you can too. Join businesses like Target
0:05.7	to Wishing by opening a Monso Business account.
0:07.7	What I love about Monso Business account is how easy everything is. It can be filtered,
0:12.8	it can be tagged. We thought we'd have to manage our business around our banks, but that's
0:17.3	not the case with Monso.
0:18.4	My name is Shun. I am the Founder of Target Trition.
0:21.6	Apply in minutes at Monso.com slash business. To apply you must be a sole trader or director
0:26.6	of a limited company, UK Businesses Only, terms and conditions apply.
0:30.0	I'm so glad to welcome you here to the Clark Howard Show where I'm issued to serve you
0:39.8	and empower you to make better financial decisions in your life.
0:45.3	One way we serve you is through our daily newsletters. They're free, they're informative,
0:51.1	and I hope you'll sign up at Clark.com slash newsletters. Remember that keyword I said,
0:57.2	they're free.
0:59.0	Something else you can do at Clark.com is submit a Clark Stinks. Today is my lucky day
1:06.4	because I got to hear what you have had to say about me and my really stinky advice.
1:12.8	Also today, do you know the difference between a hard and a soft hit on your credit, significant
1:20.4	difference you need to know? I can tell over and over again from the way people ask me
1:25.0	questions that it's clear as mud what the difference is between the two makes a big difference
1:31.6	on your credit score. But without further ado, it is time for Clark Stinks.
1:37.0	I should have never encouraged you to speak. You know what I think? I'm pretty stupid.
1:40.4	You should be ashamed of yourself. Well, maybe I'm wrong, maybe I'm wrong.
1:44.1	Maybe you're right now.
	...

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