Monso Business Banking. It just works. So you can too. Join businesses like Target

to Wishing by opening a Monso Business account.

What I love about Monso Business account is how easy everything is. It can be filtered,

it can be tagged. We thought we'd have to manage our business around our banks, but that's

not the case for Monso.

My name is Shun. I am the Founder of Target Trition.

Apply in minutes at Monso.com slash business. To apply you must be a sole trader or director

of a limited company, UK Businesses only, terms and conditions apply.

It's my pleasure to welcome you to the Clark Howard Show. Our mission is to serve you and

empower you. So you make better financial decisions in your life. Up first in this episode, housing

options are changing dramatically in the country, which all I can say is it's about time,

the cost pressures people face buying a home is leading to a massive rethink of how we

do housing in the United States and urban areas where people are gravitating to more

and more urban areas, leading to higher land costs and the rest. I'm going to talk about

the creativity going on now that's going to lead to meaningful change over time and

housing costs. Also, I've got some new tips for you for when you're shopping that my

goal is to save you big bucks. So somebody's been getting a lot of buzz on the West Coast.

Is Costco is going to develop a store in Southern California that is going to be on the street

level with housing above it high rise above it. Costco is not trying to make money developing

this way. They're actually building affordable housing units above a Costco store is part

of building the store. I mean, that is when you move into LA. I mean, that couldn't be

more perfect for me to live. So I remember being in Northern California on Booktor when

...