02.14.23 Gift Card Warning / Save On Cruises

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 14 February 2023

⏱️ 30 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Got gift cards? Whether from individuals or employers, they’re a real target for fraudsters. If you received some over the holidays you still have - what you need to know now. Also, thinking of going on a cruise? Clark smart tricks of the trade include how and when to find a deal and what to watch out for. Gift Card Fraud: Segment 1 Ask Clark: Segment 2 Save On Cruises: Segment 3 Ask Clark: Segment 4 Mentioned on the show WCVB Boston: Receive a gift card over the holidays? Check the balance Clark.com - How Do I Use All the Funds on My Virtual Gift Card? What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor 3 Places You Should Never Invest Your Money IRS delays implementation of $600 reporting threshold for third-party payment platforms’ Forms 1099-K [The Washington Post] Love that cheap cruise price? Don’t forget the boatload of fees. Clark.com - Where Should I Look for a Great Deal on a Cruise in 2023? Clark.com - Cruise Information As new owner picks up pieces of custom-furniture e-tailer Interior Define, thousands of customers remain in limbo (msn.com) Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Monso Business Banking. It just works. So you can too. Join businesses like Target
0:05.7	to Wishing by opening a Monso Business account.
0:07.7	What I love about Monso Business account is how easy everything is. It can be filtered,
0:12.8	it can be tagged. We thought we'd have to manage our business around our banks, but that's
0:17.3	not the case with Monso.
0:18.4	My name is Shun. I am the Founder of Target Trition.
0:21.6	Apply in minutes at Monso.com slash business. To apply you must be a sole trader or director
0:26.6	of a limited company, UK Businesses Only, terms and conditions apply.
0:30.0	Happy Valentine's Day and welcome to the Clark Howard Show where our mission is to serve
0:41.4	you and empower you to make better financial decisions in your life. Sometimes you need
0:48.2	advice on those decisions and we are here to help today on Valentine's Day and every
0:55.1	day Monday through Friday except full national holidays at our consumer actions and our
1:00.9	team card consumer actions and it just had its 30th anniversary celebration with free
1:07.2	advice for you one on one at Clark.com slash CAC. Today I'm going to talk about something.
1:16.1	You may have put in a drawer and forgotten about gift cards you received over the Christmas
1:22.4	holiday period and also you're thinking of going on a cruise. How you should look for
1:28.6	a deal. What to watch out for. So lots of crazy stuff going on with gift cards in 23 that
1:38.6	people got over the Christmas holidays. Number one, something that's been a problem in
1:44.9	the past has gotten much uglier. Employers that bought gift cards and bulk and employers
1:52.2	tended by ones with a visa logo on a master card or American Express all over the country
1:59.7	people are reporting those gift cards they received from their employers are empty. There's
2:07.0	no money on them TV stations all around America are reporting on this where employers have
	...

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