Hello, whinabbers. My name is Jesse Meekham and this is podcast number 12 where you need a budget where we teach you four

rules to help you stop living paycheck to paycheck, get out of debt, and save more money faster.

Today, we're going to talk about helping you be a smarter investor,

or more specifically, how to stop doing dumb things with your money.

At least that's the tagline of Carl Richard's new book, The Behavior Gap.

Carl is located just over the mountains from me, a fellow Utah, and I was lucky enough to be able to interview him.

So I've got an interview for you here.

His book went on sale last Monday.

I picked up a copy. It is awesome. It has very little to do with numbers and

a lot to do with you and your decisions and your tendencies as a human being.

Anyway, it's terribly interesting.

If you're wanting to get involved in investing,

or if you are involved in investing in any way,

which pretty much should mean everyone you should probably check it out

anyway I will cover the interview and then I will see you guys on the other side

it's interesting I I like the subline where you say simple ways to stop doing

dumb things with money because it's kind of a little bit in your face and

kind of frank to people but it doesn't say anything it's not like personal finance like I would see at Barnes and Noble on the bookshelf you know like

About it's about behavior and I don't know I kind of a new way of looking at it and that's

I've always been my thing is getting like it's a behavior change everything

about money is behavior and not really about math

I was wondering if you could speak to just kind of that general principle that you came across

...