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So let's go to the phone lines where we have Dustin in Albuquerque, New Mexico.

What's going on, Dustin?

Hi, how's it going?

Good.

Well, this past year,

23 was my first full year of owning a house, and I had always heard

people who own houses don't really get a tax return back. So I went to do my taxes, and sure

enough, he said I was going to get like $100 back, and their fee is like just over $300.

So he he recommended I take some money out of my 401K from 2023 and put it in an IRA.

And he said that I put like $4,000, I would probably get like at least a $7 or $800 return on my taxes rather than $100 return.

This guy's fired.

Instantly.

Keep talking.

So what I understand is you're going to get $100 refund right now.

Yeah, like $100.

And their fee to work with the tax pro is $300.

And you don't have the $200 to cover it?

Is that the problem?

Well, I was going to put it on my credit card.

And he said, well, if you want, you could do this.

And it would cover our fee and you would get, you know, some money back.

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