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Everyone's Talkin' Money

Your Spending Doesn’t Match Your Values—Here’s How to Fix It

Everyone's Talkin' Money

Shari Rash

Self-improvement, Business, Health & Fitness, Mental Health, Education

4.2648 Ratings

🗓️ 1 May 2026

⏱️ 22 minutes

🧾️ Download transcript

Summary

Have you ever looked at your bank statement and wondered where your money actually went? Not in a dramatic, “I’m terrible with money” way—but in a quiet, uncomfortable way. The kind where you realize your spending doesn’t quite reflect what you say matters most to you. You say you value freedom, connection, growth, or security. But your transactions tell a different story—subscriptions you forgot about, convenience spending that adds up, and impulse purchases that slowly crowd out the things you truly care about. And that gap between your values and your spending? It’s not just costing you money. It’s costing you progress toward the life you actually want. In this episode, Shari Rash, founder of GWA Wealth, walks you through a simple but powerful framework to identify your core values, audit your spending, and make strategic shifts so your money starts working in alignment with your priorities. You’ll learn how to categorize your spending into aligned, neutral, and misaligned purchases, why restriction rarely works, and how small changes—like values-based spending buckets, a wait-to-buy rule, and automated transfers—can create clarity and confidence with your money. This isn’t about budgeting harder or cutting everything out. It’s about spending with intention. You’ll walk away with a clearer understanding of what matters most to you, how your current spending patterns support—or sabotage—those priorities, and practical steps to make your money feel more purposeful and aligned. If you’re ready to turn these ideas into action and build systems that make your money easier to manage, join the Everyone’s Talkin’ Money Club. It’s where we take these conversations deeper with live support, practical tools, and a community of women working toward the same goals. You can learn more and join us at everyonestalkinmoneypodcast.com. If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Heda, it's your big McDonald's hunger calling, and it's not just any kind of hunger.

0:04.9

It's the kind that calls for big arch.

0:07.0

Start with juicy beef, cheddar cheese and big arch sauce.

0:10.3

Oh, and don't forget those crispy onions.

0:12.6

Hungry?

0:13.3

You are now.

0:16.7

Saved from 11 a.m., subject to availability.

0:18.7

Price and participation may vary.

0:20.0

Before we dive in, if you're tired of listening to money advice and still feeling stuck on what to do next,

0:27.2

the ETM Club is where we turn information into implementation.

0:32.6

Inside the club, we walk you through your numbers, build your systems, and make decisions together. So you're not

0:39.3

guessing with your money anymore. You can join us through the link in the show notes. Welcome back to the

0:45.8

show. I'm your host, Shari Rash, and before we dive in today, I need you to do something that might

0:51.3

make you a little uncomfortable. I want you to pull out your phone right now.

0:56.9

Open your banking app or your credit card statement. I'll wait.

1:06.6

Look at your spending from the last 30 days, and I want you to really look at it. Now, here's my

1:13.1

question for you. When you scan through those transactions, does your spending actually reflect

1:19.5

what you say matters most to you, or does it tell a completely different story? Because here's

1:26.3

what I see happening all the time. You tell me,

1:29.5

or maybe you tell yourself, that freedom is everything to you, that travel lights you up,

1:35.1

that experiences matter more than things. But then I look at where your money is actually going,

1:41.1

and it's $47 here for another subscription you forgot about, $23 there for same-day delivery

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