Hi, this is Joel in Victoria.

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I like to start with something funny and I heard about this bad dismay named Bill.

He liked to sneak out to the horse races and bet.

One day after losing almost all of his money, he saw a Catholic priest step out onto the

tracks and bless a horse.

Sure enough that horse won first place.

The next race, he blessed another horse, that horse won again.

Seeing this bill went down to the ATM machine, took out all of his money.

This time he saw the priest not just touch the horse's forehead but his eyes, his ears

and all of his legs.

Feeling confident he bet all of his money, but on the middle of that race, the horse fell

down dead.

He couldn't believe it.

...