Attorney Rick Gregorek joins Tom and here are some of the topics discussed:Investment tip 1: Ignore all the noise.Are you okay losing half of the money you invested?The need for return versus the want for return.Why half of your money should be in bonds.You have to afford to save for retirement, now.State planning, disability and dying: It’s a reality people!What Rick and Tom cover in Retirement Freedom.Why financial portfolios need to adapt as you age.What happens when investment portfolios rely on principle.Planning for not being able to take care of yourself. Financial conflict often created by blended families.Knowing the purpose for your own money first.Determining how much you should be saving. The “mortgage-free” myth you need to know.Why windfalls are a major financial decision.Is tax referral generally a good idea?Hear Tom’s problem with real estate today.Stocks that have gone parabolic in the last year. The importance of really diversifying your stocks.Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comRick Gregorek – https://www.rjglegal.com/Rick Gregorek on Twitter – https://twitter.com/RJGLegalYour Partner in Law – http://yourpartnerinlaw.com/Acorns – https://www.acorns.com/Retirement Freedom – http://yourpartnerinlaw.com/Page/upcoming-eventsYour Money and Your Brain – https://www.amazon.com/Your-Money-Brain-Science-Neuroeconomics/dp/0743276698Bank Rate – https://www.bankrate.com/Talking Real Money on Twitter – https://twitter.com/donmcdonald  Learn more about your ad choices. Visit megaphone.fm/adchoices