4.6 • 682 Ratings
🗓️ 2 August 2023
⏱️ 9 minutes
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0:00.0 | This is the Ramsey Call of the Day, part of the Ramsey Network. |
0:11.0 | Alex is joining us in Erie, Pennsylvania. |
0:14.0 | Alex, how can we help? |
0:15.9 | Hello. |
0:16.9 | How's everyone afternoon doing? |
0:18.5 | We're having a blast. |
0:19.5 | How are you doing? |
0:20.6 | I'm doing okay. |
0:21.9 | All right. |
0:22.2 | My question is I have, I've been on the Baby Step 1, just got it done, and I've been |
0:29.2 | kind of on Baby Step 2 for a while paying off my credit cards. |
0:33.1 | Yeah, my student loans is about 20,000, and my car is also about 20,000. |
0:38.8 | And what did you say you have credit card as well? |
0:41.1 | Well, that's all paid off. |
0:42.5 | I just got it paid off last month. |
0:45.2 | Okay. |
0:45.6 | So the only debts you have are the $20,000 student loan or a $20,000 car? |
0:49.6 | Correct. |
0:50.4 | And what's your question? |
0:51.7 | Well, the question is I'm just able to start paying them off, but the interest rates on them are just crazy on my car. |
1:01.5 | It's 7%. |
1:02.6 | But my student loans are 2,000, 4,000, well, 2% and 4%. |
... |
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