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The Ramsey Show Highlights

Your Mom & Dad Don’t Get a Vote

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 2 August 2023

⏱️ 9 minutes

🧾️ Download transcript

Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

This is the Ramsey Call of the Day, part of the Ramsey Network.

0:11.0

Alex is joining us in Erie, Pennsylvania.

0:14.0

Alex, how can we help?

0:15.9

Hello.

0:16.9

How's everyone afternoon doing?

0:18.5

We're having a blast.

0:19.5

How are you doing?

0:20.6

I'm doing okay.

0:21.9

All right.

0:22.2

My question is I have, I've been on the Baby Step 1, just got it done, and I've been

0:29.2

kind of on Baby Step 2 for a while paying off my credit cards.

0:33.1

Yeah, my student loans is about 20,000, and my car is also about 20,000.

0:38.8

And what did you say you have credit card as well?

0:41.1

Well, that's all paid off.

0:42.5

I just got it paid off last month.

0:45.2

Okay.

0:45.6

So the only debts you have are the $20,000 student loan or a $20,000 car?

0:49.6

Correct.

0:50.4

And what's your question?

0:51.7

Well, the question is I'm just able to start paying them off, but the interest rates on them are just crazy on my car.

1:01.5

It's 7%.

1:02.6

But my student loans are 2,000, 4,000, well, 2% and 4%.

...

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