My Wife Spent $50K on Credit Cards Behind My Back

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Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 1 August 2023

⏱️ 14 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is the Ramsey Call of the Day, part of the Ramsey Network.
0:11.0	C.J. is starting off this hour in Chicago. Hi, C.J., how are you?
0:16.2	Hi, thanks for taking my call, guys. Sure. What's up? So I'm 38 years old.
0:21.8	My wife's 34.
0:24.8	Our take-home income is about $120,000 a year.
0:28.6	And I've been, well, we've been working on paying off $57,000 in debt for the last six months or so.
0:38.8	And my wife, she's six months pregnant.
0:42.4	So I've just been kind of saving money since we found out.
0:45.8	And come to find out, she racked up $50,000 in credit card debt that I wasn't aware of.
0:52.9	And I'm terrified and I don't know what to do.
0:56.8	In the last six months?
0:59.7	No, this has actually been going on for longer than that.
1:03.3	I think it got worse since she became pregnant, buying baby stuff, and I don't know what all was going through her head.
1:11.7	But, yeah, I'm scared.
1:15.3	Okay, let me make sure I get the entire picture, okay?
1:20.1	She knew, and you two were having conversations,
1:24.0	that you're trying to pay off $57,000 in debt.
1:27.9	Yes. And you're watching to do that $57,000 in debt. Yes.
1:28.4	And you're watching to do that.
1:30.2	Meantime, she's buying things, and so she was lying to you.
1:35.7	Yeah, by not telling me, she was lying.
1:38.0	Yeah.
	...

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