meta_pixel
Tapesearch Logo
Log in
The Ramsey Show

Your Future Self Deserves Better Choices Today

The Ramsey Show

Ramsey Network

Self-improvement, Education, Business, Investing

4.5 โ€ข 38.5K Ratings

๐Ÿ—“๏ธ 27 January 2025

โฑ๏ธ 76 minutes

๐Ÿงพ๏ธ Download transcript

Summary

๐Ÿ“ˆย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐Ÿ’ณ Share your thoughts and you could WIN a $500 Gift Card! Rachel Cruze & Jade Warshaw answer your questions and discuss: "My in-laws offered us money to move closer," "How do I save for a house on a low income?" "Should I keep investing 75% of my income?" "I'm worried about disappointing my parents," "Should I sell my car to pay for school?" "My husband wonโ€™t put me on our house deed," Support Our Sponsors: ๐ŸŒฑ Get 10% off your first month of BetterHelp โ—Ž Get 10% off Byrna product bundles and more! ๐Ÿฅ Learn more about Christian Healthcare Ministries ๐Ÿก Get started today with Churchill Mortgage ๐Ÿ”’ Get 20% off when you join DeleteMe ๐Ÿฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐Ÿฅ— Save 15% on your first Field of Greens order with code RAMSEY ๐Ÿ’ธ Learn more about opening a high-yield savings account with Laurel Road ๐Ÿ’ป Visit NetSuite today to learn more ๐Ÿ—‚๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐Ÿ’ต Learn more about Timothy Plan ๐Ÿ› Get started with YRefy or call 844-2-RAMSEY ๐Ÿ” Visit Zander Insurance for your free instant quote today! Next Steps ๐Ÿ˜๏ธ Free Tools & Resources to Reach Your Home Goals ๐Ÿ“ฑย Watch the full episode for free in the Ramsey Network app. ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐Ÿ–๏ธ For help with investing, get connected with a SmartVestor Pro.ย ย  ๐ŸŽŸ๏ธ Get Tickets to the Money & Relationships Tour ๐Ÿ’ต Start your free budget today. Download the EveryDollar app! ๐Ÿ˜๏ธ Free Tools & Resources to Reach Your Home Goals Listen to more from Ramsey Network ๐ŸŽ™๏ธ The Ramsey Show ย  ๐Ÿง  The Dr. John Delony Show ๐Ÿธ Smart Money Happy Hour ๐Ÿ’ก The Rachel Cruze Show ๐Ÿ’ธ The Ramsey Show Highlights ๐Ÿ’ฐ George Kamel ๐Ÿช‘ Front Row Seat with Ken Coleman ๐Ÿ“ˆ EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Live from Ransy Solutions, it's the Ramsey Show, where we help people build wealth,

0:19.5

do work that they love, and create

0:21.4

amazing relationships.

0:23.2

I am Rachel Cruz hosting this hour with my good friend and bestselling author, Jade Warshaw,

0:28.4

and we are answering your questions.

0:30.8

So give us a call at AAA 825-5-225.

0:35.3

We'll talk career, relationships, money, anything, and everything. So give us a call.

0:41.0

We're going to start off this hour with Chris in Dayton, Ohio. Hey, Chris, welcome to the show.

0:47.9

Hi, thank you for having me. Absolutely. How can we help?

0:52.1

So my wife and I recently had our first child.

0:56.0

She is a daughter, which is obviously awesome.

0:59.4

Thank you.

1:00.5

And my parents live in Columbus, Ohio, which is about an hour and a half away.

1:06.4

And naturally, they would like to see us and their grandchild more.

1:10.7

We are looking to upsize our home, and we were looking in the Dayton area originally, because cost of living, we can afford it.

1:19.2

They then offered to give us an additional, the difference between the prices of the home and Dayton to Columbus that would go towards our down

1:29.3

payment, making it affordable if we moved to Columbus.

1:33.3

That sounded good. It would be a gift, not like a loan. But then they mentioned that they

1:38.3

would have to make it even and change the will slightly so that money was even with my siblings. So I got an extra 100,000.

1:47.0

My brother would get 100,000 on the will, et cetera. Yeah. And then I started booking it as like an

1:51.6

interest-free loan against myself in the future. You're saying because, you're saying because

1:58.8

if you had received it as inheritance, you would have done what with it?

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright ยฉ Tapesearch 2026.