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The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 28 April 2025

⏱️ 88 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Jade Warshaw answer your questions and discuss: "Am I being too harsh on my 18 year old?" "Can we get a mortgage that will be 50% of my income?" "Can you successfully build wealth without attending college?" "Should I pause my debt snowball to buy an engagement ring?" "I'm divorcing my husband at 19, how do I take care of my child going forward?" "I'm going to owe $140,000 to the IRS, what's the best way to pay this off?" Next Steps: ✅ Help us make the show better by taking this short survey! 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 🛒 ⁠Get your copy of Build a Business You Love today 🏘️ Find a Ramsey Trusted Real Estate Agent 💵 ⁠⁠Start your free budget today. Download the EveryDollar app! 🎟️ ⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 📱Go to Boost Mobile to switch today! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:14.6	Live from the headquarters of Ramsey Solutions, it's The Ramsey Show, where we help people build
0:19.6	wealth, do work that they love,
0:21.5	and create amazing relationships. I'm Rachel Cruz hosting this hour with my good friend
0:27.2	and best-fling author, Jade Borshaw. And we are here to answer your question. So give us a call
0:31.9	at AAA-8-25-5-2-25. Will we talk about your life, your work, your relationships, your money, all the things.
0:39.8	So give us a call.
0:41.5	So first up this hour, we have Marie in Huntsville, Alabama.
0:45.9	Hi, Marie.
0:46.6	Welcome to the show.
0:48.0	Hey, Rachel.
0:48.9	Thank you so much for taking my call.
0:50.9	Absolutely.
0:51.5	How can we help?
0:52.9	Well, I have four kids. My oldest is 18 and looking at
0:57.8	college this fall. I am trying to, I'm wrestling. Me and my husband are wrestling with how to
1:03.8	instill the wisdom that we want him to have. He's had a job since he was 16 on and off,
1:14.7	around school and things like that. But we've recently told him he's got to start paying for his own gas in his old truck that we helped him pay for
1:20.1	halfway like Dave teaches. And it just feels like it's a big burden on him. We're going to pay for
1:27.1	his schooling, but he's got to pay for
1:28.9	all extras, and after two years he has to pay for even his schooling. So we're really trying to
1:34.4	teach him. We want you to start learning really how to save and manage your money. And I just,
	...

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