"Your Family Has Given You Horrific Financial Advice"

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 4 June 2025

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by Y-ReFi. Refinance your defaulted private student loans today at Y-refi.com slash Ramsey.
0:10.0	I've come through theizations that I've made a lot of really bad financial decisions.
0:14.5	For a while, I was blaming my parents and being upset about it, but I feel like I should also take accountability.
0:20.4	Yay! It's a big day. Yeah, welcome. feel like I should also take accountability. Yay!
0:21.2	It's a big day.
0:22.8	Yeah, welcome.
0:23.5	Welcome to adulthood.
0:24.6	That's awesome.
0:25.2	We're proud of you.
0:27.1	Yes, so I just, I wanted to get some advice because I'm in a lot of debt and I've been
0:32.0	working on paying them off, but I still feel like I'm kind of drowning.
0:36.3	And my mom's currently asking me to help buy a house
0:39.0	and I don't know like that's a hard no yeah don't even know your financial situation and hard
0:45.8	know yeah how bad is it how much do you owe um so I'm in about two hundred and thirty
0:51.7	thousand dollars worth of debt spend at some student loans and then some credit card debt.
0:59.3	I did pay off one credit card recently and I closed the account.
1:04.0	I got that advice from your show that I'm just working on finishing paying off the other one.
1:09.0	$230,000 in student loans.
1:11.6	Like, are you a doctor?
1:15.7	No, but that is what my dad wanted me to become.
1:18.2	So he talked me to picking out the loans and staying in school.
1:21.6	What was the degree in?
	...

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