Your “Dream Truck” Is Making Your Life a Nightmare

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 15 July 2022

⏱️ 6 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is the Ramsey Call of the Day, part of the Ramsey Network.
0:10.8	Brandon joins us up next.
0:12.3	He is down the street here in Nashville, Tennessee.
0:14.8	Brandon, welcome to the Ramsey Show.
0:17.2	Hey, thanks for having me.
0:18.8	Great.
0:19.3	What's going on?
0:27.6	So basically I'm calling because I'm 24. I recently married last year of June. We have a five-month-year-old kid.
0:29.6	Oh, congrats.
0:30.6	Hey, thanks. And I am scared for myself. I know that I haven't been doing the best.
0:36.6	I am trying, though, every single
0:38.7	time. I just got out of the Army in January. I got a good job that it's so good. I have
0:44.9	my honest staying there for life in Portland, Tennessee. And I'm making about 6,500 a month.
0:53.2	2,300 of that is from the VA, tax-free.
0:56.6	I'm in $64,000 in debt, and $52,000 of that is vehicles,
1:02.1	which is a truck and a car, and $12,000 of that is credit cards.
1:07.4	Every paycheck I get paid weekly, I put money in the the savings and I pay everything as much as I
1:14.2	can aside from that take care of the family but I'm getting scared because I don't I'm
1:19.8	I have a problem where I have a spending problem my wife is great she's more of the savings
1:25.0	person and I have this problem where if I see something,
1:29.2	I'm afraid if I don't get it, then I'll never get it again. Well, I'll never have the opportunity.
1:35.3	And about, out of the 6,500, a month, about 4,000 of that goes away to all that stuff. And I want to be, yeah, I'm, I'm struggling
	...

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