Americans love using their credit cards, the most secure and hassle-free way to pay.

But DC politicians want to change that with the Durban Marshall Credit Card Bill.

This bill lets corporate megastores pick how your credit card is processed,

allowing them to use untested payment networks that jeopardize your data security and rewards.

Corporate megastores will make more money and you pay the price.

Tell Congress to guard your card because Americans lose when politicians choose. Learn more at

guard your card.com.

Here's your money briefing for Tuesday, February 25th. I'm Mariana Aspuru for the Wall Street Journal.

If you hold assets in taxable accounts, you could be eligible for favorable tax rates on investment

income, like capital gains and many dividends. But with the rules, details matter and could save you money.

If you have held an investment in a taxful account longer than a year, then it will be taxed at

lower long-term capital gains rates. If not, it will be taxed at the same rates as your

wages, as your ordinary income.

So maybe your rate on your wages, the top rate is 24%.

Well, the same rate on a long-term capital gain would be 15%.

That's a big difference.

We'll talk with Wall Street Journal reporter Laura Saunders about the key considerations you should make before filing taxes.

That's after the break.

Race the rudder. Raise the sails, raise the sales!

Captain, an unidentified ship approaching, over.

Roger that.

Wait, is that an enterprise sales solution?

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