You Want To Retire By 55. Here's 5 Things You Need To Know.

Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

Ari Taublieb, CFP®, MBA

Real Estate Investing, Stock Investing, Careers, Save On Taxes, Retirement, Business, Personal Finance, Investing, How To Retire, Early Retirement, Retirement Planning, Entrepreneurship

4.7 • 583 Ratings

🗓️ 17 November 2025

⏱️ 12 minutes

🔗️ Recording | iTunes | RSS

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Summary

Retiring by 55 sounds incredible, but it takes more than hitting a savings target. You need to understand how to bridge the gap between your last paycheck and the life you want to live. In this episode, Ari Taublieb, CFP®, shares the five things every early retiree should know before calling it quits. From the overlooked “Rule of 55” to navigating healthcare costs and tax traps, this guide helps you move forward with confidence in your plan instead of crossing your fingers. Here’s what we cov...

Transcript

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0:00.0	If you want to retire at 55, there's a few things you need to know.
0:03.2	The first is the rule of 55.
0:05.3	The second is healthcare.
0:06.7	The third is lifestyle, which I'm going to get into and purpose and identity.
0:10.5	The fourth is legacy goals.
0:12.1	And the fifth one is what I call all the extras.
0:15.0	I'm going to explain all of these in today's specific episode so that hopefully you have a total sense of, wow, am I a spot to
0:21.8	like make this happen now? Or wow, this is really helpful. I'm going to work a few more years so I can really spend what I want. I could see it being risky if I do quit. I don't want to have to go back to work or retire again, which trust me from working with hundreds of clients, you do not want to have to do that. Now, my name is Ari Taublieb. I'm a certified financial planner, host of this
0:41.3	podcast. me from working with hundreds of clients, you do not want to have to do that. Now, my name is Ari
0:38.3	Taublieb. I'm a certified financial planner, host of this podcast, the early retirement podcast,
0:43.5	and chief growth officer here at Root. We love what we get to do, which is help clients retire
0:48.1	early with confidence. If you're watching this on YouTube and enjoy the content around tax
0:52.5	planning, health care, withdrawal, I invite you to subscribe and like this video. If you are someone who is just listening on the
0:58.8	podcast app, that's great. Please rate and review the show as it helps more people find the
1:03.0	episodes. Now, my goal is to help as many people as possible retire early with confidence,
1:07.8	such as yourself. So let's get into it. Number one is the rule of 55.
1:12.6	This is something that so many people just don't even know is an option, and so I have to talk
1:17.4	about it first. So in the year you turn 55, not your specific birth date, but in the year you turn
1:23.8	55 or later, that's when you have the option, not every employer, but a majority will
1:30.3	allow for this. You can pull from your 401k. You still have to pay taxes, but you don't have to pay
1:35.6	the 10% penalty. So if you go ask a friend or a neighbor who's in their 30s, hey, when can I start
1:41.5	pulling from my 401k in retirement, which is something that I would do,
	...

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