"You've Done This To Yourself"

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 9 June 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.5	I have a little bit of a pickle going on. My husband and I got ourselves into some major debt.
0:13.4	We purchased a home when we weren't ready. That's one of the top things. And now in the season in life, we can't really pick up extra jobs. I myself, I'm trying to
0:24.2	see if I can get something after the kids go to bed, but that time frame is kind of difficult.
0:30.0	But we're in the red almost every month, even though we're making 200K on paper, less deductions of child support.
0:40.3	But we basically have to choose what we have to default on to catch up and make payments
0:46.3	to start out no snowball debt.
0:50.3	Defaulting is not a method of catching up.
0:53.3	I know. I'm kind of catching up. I know.
0:54.9	I'm kind of a lost, but I don't really know what to do.
0:58.3	How much is your house?
0:59.2	How much is your house payment?
1:02.1	Right now we do in a catch-up payment for $3,500.
1:06.7	Yeah.
1:07.4	What is your normal house payment?
1:09.7	$2,800.
1:11.2	And you make $200,000 a year?
1:14.4	Yeah, my husband does $450 a week on Chaffleport, so mine is that.
1:19.8	Does what?
1:20.3	How much a week?
1:22.3	$450 a week.
1:24.0	Well, that's only $1,800 a month.
	...

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