This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey Personality, Dr. John Deloney.

All right, let's start this hour off with George and Charlotte, North Carolina.

Hey, George, how are you?

Hey, guys, good afternoon. Thank you so much for taking my call.

Sure, man. What's up? So I put myself in the pickle. I'm definitely very embarrassed

about it, but I basically had a 2013 Uyuk-Virano, which was driving for work and personal,

and it ended up meeting a new motor. It was paid off, So I traded it in and got $2,000 for it.

And, you know, I wanted to, I knew I didn't want to take out another car loan. But I ended up

going to a Toyota dealership because we didn't have much cash to buy something, you know, from a friend.

And so we found a 2016 Toyota Corolla for 155,

bought the, uh, the loan total loan came out to 17. And so, um, we got it two days later.

It's stopped. I was at the dealership for another issue and the check, and the light was on,

went back to the car, uh. Car didn't turn on.

Obviously, we were upset.

I was upset and scared because of my so many issues in my previous vehicle.

They were trying to sell us for a car, which was, you know, kind of overpriced and what they sold it for online.

And so we kind of just left the dealership.

My friend told me that I can just cancel that loan and get a different car.

And I foolishly went on the weekend to get a different car, much more expensive,

2020 Toyota Camry for 26K.

And now I have two loans.

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