"You're Pissing Away $14,000 A Month!"

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 25 September 2025

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.7	Me and my husband started a business back in 2020, and addition to the debt I have now,
0:11.3	we wrapped up about 34,000 in credit card debt to sustain. So the last couple of years,
0:16.8	the business has been doing great and is steady, and I was able to pay that down just my
0:20.9	credit card debt to $19,000. But out of the blue, I inherited $108,000, and I'm just like,
0:27.9	what do I do with this with all of my debt? Wow. Who died? I just knew the advice. Nobody died.
0:35.8	It was just like a early inheritance while they were still alive.
0:41.2	Who advanced you the money?
0:45.5	My uncle.
0:46.6	Okay.
0:47.1	Wow.
0:47.5	Got the rich uncle.
0:48.2	It's very nice.
0:48.7	I wondered where he was.
0:50.6	Okay.
0:51.3	It's the uncle everyone wants.
0:54.0	So your business went through hell in 2020 and you subsidized it with credit cards up to $34,000.
1:04.1	Yeah.
1:05.0	And then you told me it's doing really well, but it only has paid down a few thousand dollars.
1:10.3	What does doing really well mean?
1:12.5	How much profit are you making?
1:16.0	About $7,000 a month.
	...

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