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The Ramsey Show Highlights

You're Not Doing Our Plan

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 24 July 2024

⏱️ 8 minutes

🧾️ Download transcript

Summary

💵 Start your free budget today. Download the EveryDollar app! Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

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0:06.0

So my husband is a physician, so he's got a really good income, but he also has almost $500,000

0:15.0

of student loan debt. We've been married three years, so I kind of married into his debt.

0:19.0

And as such, we're not sure if now is even an

0:24.2

acceptable time to be considering buying a couple of new to us used cars. Right now, he works

0:31.6

out of state and will for the foreseeable future. So he's gone 50% of the time, and I'm here with all the kids. Last week, two of our

0:40.7

vehicles were broken down at the same time, so I had no transportation. So I was just, we're looking

0:46.3

to spend maybe a total of 40,000 on a van and a sedan and just don't know if we're still

0:52.7

supposed to be driving clunkers because of that massive student loan debt.

0:57.6

Are we attacking the massive student loan debt?

1:01.7

Probably not as fiercely as you would like, which has, and not as seriously as I would like either,

1:09.6

because this is a second marriage for both of us.

1:12.5

We've both had to kind of adjust our financial views a little bit, a little give and take.

1:18.4

And so I'm more gung-ho than he is, but at the same time, we are still paying them off.

1:23.8

We've paid off 100,000 of them in the past two years.

1:28.5

Yeah.

1:28.9

What's he made?

1:30.3

He makes 400,000 gross.

1:35.8

So we're bringing home a little over 18,000 a month.

1:40.1

You should be bringing home more than that.

1:44.1

Your taxes aren't you? It's about 19,000. Yeah. should be bringing home more than that.

1:45.5

Your taxes aren't... It's about...

...

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