You Need To “Happen” to Your Life Instead if It Happening to You

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 10 February 2025

⏱️ 86 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Ken Coleman & Jade Warshaw answer your questions and discuss: "I'm about to be behind on my payments," "Should I keep more than $1k for emergencies?" "Do we take some equity out of our home in order to buy a vehicle?" "Should I renew my lease with my girlfriend?" "My house payment is 55% of my income.." "My credit card debt is crashing down on me" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 Learn more about opening a high-yield savings account with Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📱Watch the full episode for free in the Ramsey Network app. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ⛓️‍💥 Check out George Kamel's Breaking Free From Broke today. 💵 Start your free budget today. Download the EveryDollar app! 🏖️ For help with investing, get connected with a SmartVestor Pro. 🪑 Check out Front Row Seat with Ken Coleman! 💼 Connect with a RamseyTrusted tax pro for help with payroll and more Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Welcome to the Ramsey Show America, where we help you win with your money, winning your profession, and win with your
0:21.0	relationships.
0:21.9	Alongside Jake Warshaw, I'm Ken Coleman.
0:24.2	The phone number to jump in is AAA 825-5-2-25-2-25-2-5-2-2-5-2-5-2-5.
0:31.3	You ready to go, partner?
0:32.4	Let's gety up.
0:33.1	She's ready to go.
0:34.1	Jacob is up in Cincinnati, Ohio.
0:36.2	Jacob, how can we help?
0:41.4	Hey, how are you guys doing? Good. How are you, Jacob?
0:45.7	I'm doing okay, I guess.
0:54.5	Yeah, so my situation is that I had a business fail a while ago.
0:58.0	I was on the job search for quite a while.
1:00.4	Couldn't find anything.
1:04.2	I'm actually in a rural area outside of Cincinnati.
1:12.2	So I applied to get into a trade union, the electricians union.
1:16.5	And I got in and I'm waiting on a job call.
1:25.2	And as soon as I get into a job, I should, you know, theoretically be okay.
1:29.9	But I have no idea when that job call is going to happen.
1:34.5	And I'm up to my ears in debt. I'm about to not be able to make my payments on my cards and my truck.
1:41.9	Okay.
1:42.5	What kind of income?
	...

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