You Need a Budget with Jesse Mecham

Hacking Your ADHD

William Curb

Mental Health, Health & Fitness

4.8 • 702 Ratings

🗓️ 18 December 2023

⏱️ 32 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Hey team!

This week I’m talking with, Jesse Mecham, the founder of the hit budgeting software, You Need A Budget - or as it’s more commonly abbreviated YNAB - now I understand, that the term, “hit budgeting software” does come off as a little strange, but it is honestly something that has quite the cult following. And I know that the idea of budgeting can seem a bit overwhelming so don’t worry we get into that. Also while the software is called You Need A Budget, that isn’t quite the focus of what’s going on. And while this software wasn’t designed for people with ADHD, the underlying tenents have really resonated with a lot of ADHDers.

In our conversation today, Jesse and I discuss YNAB's four key habits for money management, including giving money "jobs", planning for future expenses, building flexibility, and aging money to create financial breathing room. We also talk specifically about how these methods can aid those with ADHD by promoting intentionality and creating helpful friction in spending and saving.

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Find the full show note at HackingYourADHD.com/162
This Episode's Top Tips

Give every dollar a "job" - Assign your money to different spending categories and priorities when budgeting.
Plan for irregular and future expenses - Don't just budget for fixed monthly bills. Save for things like car repairs. We need to be flexible with our budgeting to allow for when things come up.
Add friction before purchases - Don't save card info in browsers. Figure out where the money is going to be coming from before purchasing to make spending more thoughtful.

Transcript

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0:00.0	Welcome to Hacking Your ADHD.
0:05.6	I'm your host, William Curb, and I have ADHD.
0:09.1	On this podcast, I dig into the tools, tactics, and best practices to help you work with your ADHD brain.
0:15.6	Hey, team, this week I'm talking with Jesse Meekam, the founder of the hit budgeting software, you need a budget.
0:21.9	Or, as it's more commonly abbreviated, YNAB. Now, I understand that the term hit budgeting
0:27.7	software does come off as a little strange, but it is honestly something that has quite the
0:33.1	cult following. And I know the idea of budgeting can seem a bit overwhelming, so don't worry,
0:38.3	do get into how to get over that overwhelm. Also, while the software is called You Need a Budget,
0:43.9	that isn't quite the focus of what's going on here. And while this software wasn't designed
0:48.5	for people with ADHD, the underlying tenants have really resonated with a lot of ADHDers.
0:58.8	In our conversation today, Jesse and I discussed WNAB's four key habits for money management,
1:06.1	including giving money jobs, planning for future expenses, building flexibility, and aging money to create financial breathing room.
1:11.2	We also talk specifically about how these methods can aid those of us with ADHD by promoting intentionality and creating helpful friction in spending and saving.
1:15.6	If you'd like to follow along on the show notes page, you can find that at hacking your
1:19.2	ADHD.com slash 162.
1:23.2	Taking care of your health isn't always easy, but it should at least be simple.
1:27.6	That's why for, you know, probably the least seven or eight years, I've been drinking AG1 every day.
1:33.0	It's just one scoop mixed in water once a day, every day, and it makes me feel ready to just take on the day.
1:39.0	That's because each serving of AG1 delivers my daily dose of vitamins, minerals, pre, and probiotics, and more. It's a
1:46.1	powerful, healthy habit that's also powerfully simple. With ADHD, it can be hard to keep up with
1:51.9	my habits that support my day. With AG1, I know I'm getting essential brain, gut, and immune
1:56.9	health support with vitamins, probiotic, and nutrients from whole foods. And it's easy to do.
	...

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