"You Have To Stop This!"

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 8 June 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by CHM, a biblically based alternative to health insurance.
0:06.3	Learn more at CH Ministries.org slash budget.
0:09.4	Hello, I'm calling today because my husband and I are severely in debt, and we are trying to
0:14.3	find, determine whether or not selling our home would be the best course of action.
0:20.8	All right.
0:21.5	Tell us about it.
0:23.9	Okay, so, well, basically we're roughly $215,000 in debt.
0:29.4	That's excluding our mortgage.
0:31.1	What kind of debt is it?
0:34.1	So, $115,000 is student loan.
0:37.5	Roughly $50,000 is credit card loan. Uh, roughly $50,000 is credit card debt.
0:40.1	And then another $48.5 is a home equity loan.
0:45.6	Hmm.
0:47.8	Okay.
0:48.3	I know.
0:48.7	It's horrible.
0:49.4	It's horrible.
0:50.1	What's your household income?
0:53.1	Uh, about $8,000 a month.
0:56.5	Okay.
0:58.0	Now, how much was car payments again?
1:00.7	We don't have car payments.
	...

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