You Have Gotten Yourself Into Deep Debt!

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 18 September 2023

⏱️ 7 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Today's episode features Dave Ramsey & Jade Warshaw. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:04.3	Start budgeting for free today.
0:06.4	Morgan is in Minneapolis.
0:08.0	Hi, Morgan.
0:08.7	Welcome to the Ramsey Show.
0:11.5	Hi, thank you so much for taking my calls.
0:13.7	Sure.
0:14.1	What's up?
0:16.1	So I have sort of a complicated situation.
0:19.6	My husband and I are in the middle of a construction project that should be wrapping up here,
0:25.1	hopefully, in the next few weeks.
0:27.3	But my question is, in the meantime, should we work the debt snowball,
0:32.9	or should we try to attack our credit card debt, which is at the end of our debt snowball,
0:39.9	to improve our credit scores in the meantime, since we have to maintain good credit before we refinance.
0:48.8	You have a construction loan?
0:51.8	Yes.
0:52.7	You've not been pre-approved for your takeout loan?
0:56.3	No, not yet.
0:57.4	Why?
0:58.2	How in the world did you get the construction loan without a pre-approved takeout?
1:03.0	That's weird.
1:04.3	Well, you don't have your permanent mortgage arranged?
	...

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