"You Have An Absolute Emergency On Your Hands"

The Ramsey Show Highlights

Ramsey Network

Investing, Education, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 25 January 2026

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

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Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:04.3	Start budgeting for free today.
0:06.4	I've been following the plan for quite a while.
0:09.9	I got rid of my car.
0:11.1	I paid down on my debt.
0:12.2	The only two things I had left are my student loan debt and my mortgage.
0:17.0	Awesome.
0:17.3	My mortgage, I owe $98,000 on.
0:19.6	And unfortunately, on my student loans, I owe today $142,000.
0:25.5	Oof.
0:26.3	Last Wednesday, I learned that my position at my job is going to be eliminated, and I will be without a job on February 1st or on second.
0:37.6	And I am kind of freaked out.
0:42.0	Yeah.
0:42.4	I feel like...
0:43.1	You have a right to be.
0:44.0	I don't have...
0:45.3	I only have about 25 and 401K.
0:49.5	And obviously I'd want to get that student loan debt out of the way.
0:54.6	But with my separation, I'll get a seventh package, but it's only going to be about $16,000, and that's before taxes.
1:03.7	So I am not sure.
1:05.9	So that floats you three months?
1:08.4	What do you think?
	...

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