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The Ramsey Show Highlights

You Have 24 Hours Before Jail

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 22 October 2024

⏱️ 4 minutes

🧾️ Download transcript

Summary

📱Download your free Ramsey Network app today! 💵 Start your free budget today. Download the EveryDollar app! Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:04.3

Start budgeting for free today.

0:06.5

So I'm a single dad struggling to put food on the table for my kids.

0:12.7

I don't have any credit card debt.

0:14.8

I do have a auto loan that I'm majorly upside down on.

0:19.7

I've got about $4,000 in medical debt.

0:24.3

And probably the most embarrassing one is I haven't filed any taxes in the past.

0:30.9

This coming season will be three years.

0:33.2

I just have not had the money to file them.

0:37.6

And I'm tired of living paycheck to paycheck.

0:41.8

Ends are not meeting.

0:42.7

I make about $80,000 a year.

0:44.6

I should not be this broke.

0:46.5

I just, I need some help.

0:49.1

Okay.

0:51.1

When were you divorced?

1:03.1

About six years ago okay and you've never really taken control of your whole life since then it's all kind of just happened to you yeah i i've never been taught how to manage finances.

1:13.3

I don't know anything about it.

1:14.7

Yeah, but what you described to me was you've been coasting.

1:18.4

Yes, just today you took a step to try to figure out how to fix it, but you've been coasting.

1:24.4

Yes, $0 in the bank before every paycheck.

1:27.9

Yeah, and $80,000, you ought to have some money, shouldn't you?

...

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