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The Ramsey Show Highlights

"You Guys Flunked Financial Peace University!"

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 25 May 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! Next Steps ⁠💵 ⁠Start your free budget today. Download the EveryDollar app! - https://ter.li/446mhy 🏘️ Find a Ramsey Trusted Real Estate Agent - ⁠https://ter.li/ko6rqk⁠ 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or⁠ click here!⁠ Listen to more from Ramsey Network 🎙️⁠ The Ramsey Show⁠  🧠⁠ The Dr. John Delony Show⁠ 🍸⁠ Smart Money Happy Hour⁠ 💡⁠ The Rachel Cruze Show⁠ 💰 ⁠George Kamel⁠ ⁠🪑 Front Row Seat with Ken Coleman⁠ 📈⁠ EntreLeadership⁠ Learn more about your ad choices. ⁠https://www.megaphone.fm/adchoices⁠ ⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

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0:10.4

So me and my wife took your FPU class maybe about a year and a half, two years ago.

0:15.9

And I thought we'd been doing good, but she keeps overdrafting her bank account, and it started

0:21.7

off 50, maybe 100 bucks here and there. But in the past months, she overdrafted it $700 twice,

0:30.5

and I'm not sure what to do anymore. When you call her out on it, what does she say?

0:38.0

Well, I asked her about it and everything.

0:40.7

She told me she don't know what she spent the money on, and she told me that it shouldn't

0:45.6

matter what she spent it on either.

0:48.2

So you guys flunked Financial Peace University.

0:52.1

You flunked the class.

0:53.4

You have to go back and take it again.

0:55.4

Because in the class,

0:56.5

in the class we taught you to combine all of your income and combine all of your assets

1:02.8

and operate out of one checking account and do a budget every month that you both agree to

1:07.7

and stick to.

1:09.1

Does that sound familiar at all?

1:11.8

Yeah, it does.

1:12.8

Okay.

1:13.8

You, I say this, like, I don't like saying this isn't fun for me.

1:18.5

You've got serious marriage issues.

1:20.7

If she responds to an agreed upon set of values that you all agreed on,

1:25.4

when you say, hey, what's going on here?

...

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