"You Don't Sound Like A Motivated Person"

The Ramsey Show Highlights

Ramsey Network

Investing, Education, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 26 December 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.0	I wish I was calling to talk about my own more of my own financial situation, you know,
0:14.0	because I'm doing the baby steps, getting out of debt right now, which is a lot of what I've heard you call the stupid tax, because I'm
0:24.4	28 and I've made a lot of mistakes, a lot of mistakes over the years. But I guess one of them
0:32.0	has led me to moving back in with my parents, with my daughter, who's now four years old.
0:40.8	And anyways, I've been here.
0:42.5	And when I first moved back in, like, I was still, like, being pretty irresponsible,
0:48.3	like, just kind of floating through life.
0:51.0	And I've really gotten my act together these past few months and
0:54.9	crazy things have happened to where my mom left my dad about two months ago and I took over
1:02.8	all the bills and all that but now I'm looking at my father basically owning about $10,000 on property taxes, and if it's not paid within a month, the house is going to go to auction.
1:18.4	So I'm just juggling a lot right now, and it occurred to me, okay, well, maybe I can call the Ramsey show, and I got a hold of you guys.
1:29.7	Wow. Wow.
1:31.5	So your parents' finances are a mess and you have taken over them with two whole months of experience controlling yours?
1:42.6	Yes, sir.
1:43.6	Okay.
1:46.0	What do you make a year? Right now, before taxes, I'm bringing in about 3,600 a month, sometimes a little bit more,
1:55.0	sometimes a little less, but right around.
1:57.0	Okay.
1:58.0	And what does your mom make?
2:00.0	Well, my mom, she doesn't live here anymore. Okay. And what does your mom make?
2:06.7	Well, my mom, she doesn't live here anymore. She actually moved to another state.
	...

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