This is the Ramsey Call of the Day, part of the Ramsey Network.

Next up, we have Lorraine calling from Nashville, Tennessee.

Hey, Lorraine, welcome to the show.

Hey, what's up, guys?

Thanks for taking my call.

Hey, thanks for calling.

How can we hope?

Yeah, so my husband and I, we actually live in Washington State.

We're relocating to Nashville this summer.

And kind of what I wanted to get y'all's input on is, what do you think is the best way to go about trying to buy a house as a first-time homebuyer when we're relocating. And a lot of these

mortgage companies that we've reached out to and banks are requiring job security in order to get

a mortgage in that state in Tennessee. And then we, at least for me, my husband's job is able to

transfer, but my job's not available for me to work

at in Tennessee, so I can't get job security.

And then so I can't get a job without a home, and then I can't get a home without job.

Yeah, totally.

I just kind of like, stuck in a pickle.

Do you guys know, like, have some mortgages that are best for, like, first-time homebuyers

out? of types of mortgages that are best for like first-time homebuyers. Well, I would say number one, yeah, you're picking the best city in America coming to Nashville.

So I'm so glad you're going to be neighbors with us.

It's a great city.

But for anyone that's relocating, I would always recommend renting for a year, just rent for a year,

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