You guys are in for a fun episode.

Do you remember story time when you were a kid?

That's what today's going to be all about.

Now, I am going to be going over what the heck is tax planning versus having a tax preparer.

And I'm going to explain to you a story that hopefully is going to resonate with you.

And I'm going to tell it to you right now.

So I had a client come to me. This was months ago. They said, Ari, my CPA sucks. I said, look, that's kind of a weird word. And it sounds kind of mean. Like, why do they suck? They said, well, they didn't tell me tax brackets are going to change soon. And that should impact my retirement. I said, that's fair. What else? They said, well,

they didn't tell me that when I withdraw income in retirement, if they're from inherited funds,

there's a schedule that I can withdraw from to optimize the tax that I pay. I said, another good point.

What else? They went on and on about, they didn't tell them about Roth contributions versus Roth conversions, versus this, versus that.

I said, oh, I see what's going on.

I think you're beating up a waiter.

And they said, I have no idea what you just said.

I said, I think you're being really mean to a waiter who is your tax preparer who's trying to bring

food to your table and 500 other tables.

And I paused.

And they said, huh?

I said, you're mad because your CPA is not doing everything that you see on my screen

here.

And just for those of you listening on the podcast app, I'm going to explain this as well. But once again, I do all these episodes, both on

the podcast app and on YouTube. So if you want to watch this on YouTube, you can see it here.

The difference here with tax planning is we are the ones doing the Roth conversion analysis, the tax loss

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