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The Ramsey Show Highlights

You Don't Have A Plan

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Business, Investing

4.5838 Ratings

🗓️ 15 September 2025

⏱️ 10 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:04.3

Start budgeting for free today.

0:06.5

I'm trying to figure out is there ever a point where you're actually saving too much.

0:10.4

No.

0:13.8

Well, the Bible may have you.

0:17.4

I'm messing with you.

0:19.4

I'm messing with you. I'm messing with you.

0:21.2

That's fun.

0:22.5

Okay.

0:22.9

So why do you think you're saving too much?

0:25.6

Well, we have seven kids, and it just seems like things are super tight, and my husband's very anxious about money.

0:34.6

Okay.

0:36.2

Well, are the kids eating? Yes. Okay. Okay. Well, are the kids eating?

0:39.5

Yes.

0:40.3

Okay. What is super tight?

0:44.1

It's just sometimes we dip down into the savings and then we dip back out and it's just...

0:51.1

In order to do what?

0:52.9

In order to just do general living what's general living

0:57.1

like food well insurance groceries um so you're saving so much that you're not budgeting

1:03.7

properly for groceries well no we're we're budgeting for groceries i'm just saying i said properly

1:10.4

if you're budgeting properly you would never dip're budgeting for groceries. I'm just saying that it just seems like there's...

1:11.1

If you're budgeting properly, you would never dip into savings for groceries unless you were overspending on groceries.

...

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