You Don't Have A Plan

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Business, Investing

4.5 • 838 Ratings

🗓️ 15 September 2025

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:04.3	Start budgeting for free today.
0:06.5	I'm trying to figure out is there ever a point where you're actually saving too much.
0:10.4	No.
0:13.8	Well, the Bible may have you.
0:17.4	I'm messing with you.
0:19.4	I'm messing with you. I'm messing with you.
0:21.2	That's fun.
0:22.5	Okay.
0:22.9	So why do you think you're saving too much?
0:25.6	Well, we have seven kids, and it just seems like things are super tight, and my husband's very anxious about money.
0:34.6	Okay.
0:36.2	Well, are the kids eating? Yes. Okay. Okay. Well, are the kids eating?
0:39.5	Yes.
0:40.3	Okay. What is super tight?
0:44.1	It's just sometimes we dip down into the savings and then we dip back out and it's just...
0:51.1	In order to do what?
0:52.9	In order to just do general living what's general living
0:57.1	like food well insurance groceries um so you're saving so much that you're not budgeting
1:03.7	properly for groceries well no we're we're budgeting for groceries i'm just saying i said properly
1:10.4	if you're budgeting properly you would never dip're budgeting for groceries. I'm just saying that it just seems like there's...
1:11.1	If you're budgeting properly, you would never dip into savings for groceries unless you were overspending on groceries.
	...

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