You Can’t Win With Money if You Keep Ignoring the Real Problem

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 17 December 2024

⏱️ 88 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Dr. John Delony answer your questions and discuss: "My father-in-law owes us $100k and now he wants to put up our house for collateral," "How do I financially prepare to have a child?" "My husband says I "sucked the fun" out of his hobby," "My mother-in-law sticks her nose into everything," "How do I tackle $100K of debt?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💤 Visit Helix Sleep for special offers! 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ☂️ Protect yourself with the right coverage—take our coverage quiz! 🎄You could win $5,000 in the Ramsey Christmas Cash Giveaway! 🎁Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts. 💵 Start your free budget today. Download the EveryDollar app! 🎟️ Get Tickets to the Money & Relationships Tour Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Live from the headquarters of Ramsey Solutions, it's the Ramsey Show.
0:08.0	We help people build well, do work that they love and create actual amazing relationships.
0:17.7	Dr. John Deloney, Ph.D. in counseling, Ramsey personality, number one
0:22.3	bestselling author. He's my co-host today. Open phones at AAA 825-5-225. Stacey's in Cape Town,
0:30.7	South Africa. Hi, Stacy. What's up? Hi. How are you guys? Better than we deserve.
0:37.9	Wonderful food scene there.
0:39.5	Y'all got some nice restaurants, kiddo.
0:44.0	All right.
0:45.2	Are you guys hanging in tight for my story?
0:48.2	We're ready.
0:49.5	Bring it.
0:50.6	Okay.
0:51.5	So my question is, how do my husband and I navigate the very strange relationship we now have with his family after multiple instances of disloyalty and dishonesty?
1:03.3	So my father-in-law needs to repay a loan of $100,000 to us and hasn't done it yet. It's been two years now. And four
1:12.2	months ago, the in-laws and my husband wanted to start a new business. They actually own a family
1:17.6	business. And that was around the time when we moved into our new home. They saw the house
1:23.3	and a couple of days later asked my husband to put our house up as their loan guarantee for their new business,
1:29.8	as it was worth around $2 million.
1:32.7	And, oh, my husband wouldn't be the business owner, but just an employee.
1:38.1	So since then, the relationship...
1:40.3	I assume your husband said no.
1:43.2	My husband went... he was so angry.
	...

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