You Can’t Build a Life You Love While Carrying Everyone Else’s Burdens

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 19 May 2025

⏱️ 90 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. John Delony and Jade Warshaw answer your questions and discuss: "I'm $350k in debt with a baby on the way," "Is it realistic to have a wedding for $10,000?" "My fiancée bought a home with her mother 20 years ago. How do we get her off the mortgage?" "My dad retired at 49 then asked me to lend him money to pay off his debt" "Does my girlfriend love me or just want to get married for citizenship?" Next Steps: ✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠ 💰⁠⁠⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠⁠⁠ 💵⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠ Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠Aldi⁠⁠⁠⁠ 🌱 Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠ 📱Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today! 🏥 Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠ 🏡 Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠ 🔒 Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠ 🏦 Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠ 💸 To find out more about student loan refinancing, check out⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠ 💻 Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠ 💵 Learn more about ⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠ 🏛 Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY 🔐 Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:07.3	Start budgeting for free today.
0:13.5	From the Ramsey Network, it's the Ramsey show.
0:16.0	Hey, we're taking calls all day long about your life and your money.
0:19.0	I'm your host, Jade Warshaw, next to me, your other host, Dr. John Deloney in the house. All right, without further ado, if you didn't
0:26.5	know this is a live show, you can call in and request your call to be on the radio. The numbers
0:30.6	triple eight, eight to five, five two, two, five. If you call in the line is busy, leave a message because a lot of times we take messages
0:37.6	and we'll schedule your call for later.
0:38.9	So that's the way it goes down.
0:41.2	All right.
0:41.8	Matt is in Providence, Rhode Island.
0:43.9	Matt.
0:44.8	What's going on?
0:46.5	Not much.
0:47.8	Just trying to figure out how to, you know, get some more financial freedom.
0:53.8	I have about $350,000 in debt with a baby on the way.
1:00.0	And, yep, and kind of in a tight space with a family of three that's eventually going to be a family of four.
1:07.3	So we, you know, kind of also need to look for a bigger spot.
1:15.6	And as you know, the rental market also isn't the best.
1:22.4	And there's, you know, new houses or at least starter homes with three bedroom, two bath in our area,
1:25.5	which is at least something better than what we have.
1:27.7	We're in a two bedroom, one bath right now.
	...

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